Learn the art of compounding and unlock its benefits for financial growth and success.

Grasp the concept of discounting to make informed financial decisions and maximize your investments.

Gain valuable insights into the essential formulas for understanding the time value of money and apply them effectively in real-life scenarios.

About the Digital Download

A short PDF guide covering compounding and discounting, with step-by-step formulas used in investing and long-term decision-making.

Matt DePaola creator at Fundamental Investing Institute

Meet Your Expert Guide

Matt DePaola is the co-founder of the Fundamental Investing Institute and host of the Fundamentals Unfiltered podcast. He teaches practical, fundamentals-first investing with a focus on intrinsic value, cash-flow-based analysis, and long-term thinking. Matt’s mission is to make high-quality financial education accessible and clear for beginners, early investors, and business owners.

Fundamentals of Business Math

This free PDF Guide is adapted from Chapter 14 of The Fundamentals of Business Math and reflects the Fundamental Investing Institute’s focus on clear, practical financial education. It explains compounding and discounting—two core ideas investors use to understand cash flows, valuation, and long-term decision-making—using step-by-step formulas and plain-language explanations. Download the guide and start building your financial foundation.

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